Health Insurance
Like all forms of insurance, health insurance operates by pooling the resources of a group of people who face similar risks. This creates a common fund that members can draw upon when needed. Each person in the group pays a certain amount, called a premium, every month. These premiums are used to cover the medical expenses of group members who become sick or injured.
In recent years, the availability and affordability of health insurance in the United States has become the subject of much debate. About one in seven Americans has no health insurance at all, and for many people who are insured, the cost of coverage is a financial hardship. This situation has…>> (read more)
Health Insurance in the News
George Stephanopoulos asked President Obama whether his proposed requirement that everyone buy health insurance is a "tax." Obama said no, rejecting the host's resort to the dictionary as "stretching."…>> (read more)
THE sales pitch for Obamacare is built on the following promises: The reforms will cut health-care costs. They will reduce the number of uninsured. You can keep your health…>> (read more)
Byline: Bob Egelko; Chronicle Staff Writer
The U.S. Supreme Court delayed action Monday on employer fees in San Francisco's groundbreaking health care program and instead sought advice…>> (read more)
Health Insurance Statistics
Children's health insurance coverage by presence of parents and selected characteristics, March 2002
